KULSUMS

(Case study)

A Collection of Success Stories

of the Disadvantaged Women

 

Go Page- 8

Bangladesh Extension Education Services

House 183, Eastern Road, Lane 2, New DOHS, Mohakhali, Dhaka-1206

 

 

Chief Editor

Saiful Islam Robin

Editor

Anirudha Alam

 

Script

Anirudha Alam, Lubna Yasmeen

Towhidul Alam Chowdhury

 Nipun Alam, Selin Yasmin 

       
 

Foreword

Arati is after a Far-reaching Ambition

Fatema, the Name of a Success

Sakina Emerges as an Epitome of Emancipation

Moyzan Bibi Makes Her Life Meaningful

Helena Climbs up the Stairs of  Establishment

An Example of Self-reliance

Leading the Luckless Lot

No More Exploitation

Maksuda, the Dream Merchant

The Secrets of Success

The Rise of Rasheda Begum

 

Gifted with a New-found Hope

Graced with a Higher Insight

Anita Exceeds Her Unbearable Affliction

A Weapon Against Poverty

BEES- a Friend in Need

Being Productive is a Blessing

Healing the Woes with a Great Success

Jyotsna, a True Entrepreneur

Honest Efforts Can Bring Happiness

Farida Finds a Better Meaning of Life

Rina– Leading Ahead of the Darkest Despair

Hasina, the Hardy Woman

       
 

The Rise of Rasheda Begum

Rasheda Begum is a TTBA (Trained Traditional Birth Attendant) of BEES. She studied up to SSC and is married to Rafiqul Islam who studied up to class eight. They got married in 1988 and now have three children. Rasheda’s first child is a boy reading in class three. The rest two are girls studying in class two and one respectively.

Rasheda lives in Gokulnagar village in Raipura upazila under Narsingdi district. She got the conception of group formation and thus income generation activities of BEES first in 1997, and then is motivated by the Samiti of Gokulnagar, Dakhsminpara. Later in the same year she became enlisted in the ‘Gokulnagar Mohila Samiti with the help of the Field Officer Abed Mian. While becoming a member she got her husband’s consent. Rasheda’s financial condition began to change when she became a member of the samiti.

Being a member she took loan for five times and received a total of Tk. 26,000 as credit from the BEES group. For the first two terms Rasheda deposited Tk. 10 per week and thence she has been depositing Tk. 20 as her weekly savings. Rasheda’s husband is a farmer and they have a vestibule of paddy and rice. She bought a cow from the amount of that credit money and invested the rest of the money in their rice business. Though the business is not new, their capital was too small to run that business. Now they have a capital of Tk. 20,000. She has become able to make profit by that amount of capital. Both she and her husband work in their terrace (vestibule). Her husband cultivates millet in their own land.

They have a piece of land of about thirty-three decimals. From this land they get two crops a year, rice and vegetables. Her husband purchases paddy from Narayanpur and Bhoirab Bazar of Kishoreganj district. But, to sell the rice and the vegetables they produce, they do not have to go to the market. They consume some crops from what remains after selling. Rasheda winnows the husk and feeds her cows with those husks. She gets milk from a cow. They consume some of the milk and sell the rest. Before being a member they had no cow, but now they have two cows and a calf. They have eight hens and they get four eggs from them daily. She gets Tk. 84 in a month selling chickens and Tk. 1,800 from milk.

Tk. 3,200 as monthly income could not provide the basic needs of Rasheda’s family. BEES paved the way to a solvent life for her. Now she is happy with the monthly income of Tk. 7,184. She can now spend up to Tk. 4,510 per month, while earlier she spent Tk. 3,020 in a month. Rasheda is used to with the savings habit. She has now a savings of Tk. 3,200 in the BEES group. Two weeks back she took a loan of Tk. 500 from her group savings.

 

MONTHLY INCOME

Sources of Income Previous Present
Business 0 1884
Agricultural Sector 3200 5000
Services 0 300
Total 3200 7184

MONTHLY EXPENDITURE

Head of Expenditure

Previous

Present

Food 2200 2550
Cloth 170 275
Health 200 250
Education 0 450
Entertainment & Others 450 985
Total 3020 4510

 

 

 

 

Being a member of the BEES group, she built a bedroom and a shed for her cows from the profit of her business. She also bought a tubewell with Tk. 1,500. They have no sanitary latrine but hope for one.

Rasheda achieves a positive change both in family and social status. Rasheda acknowledges her change to BEES, the overall development program of BEES bestowing her with awareness on many vital issues. In course of her involvement in BEES Samiti Rasheda has received awareness on education, gender, women empowerment, environment, health, hygiene, etc. Alongside her economic upliftment, Rasheda’s awareness has transformed her into the now important person she is. Neighboring women come to her to get some opinions in different problems. She has been facilitated a lot by the education class of the Samiti. Moreover, she has got training on TBA (Traditional Birth Attendance) in the unit office of BEES at Narayanpur. As a TTBA Rasheda is honored in her community and also able to earn some extra income. She has got renounce in her locality and is used to do advocacy for social mobilization. Her husband is a very polite man. He is an open minded man and very cooperative while she is taking any decision.

However, Rasheda Begum’s story is of one who has won over the limitations and barriers bestowed upon her by poverty and backwardness. The empowering light shown by BEES and its poverty alleviation drive has enabled Rasheda to establish herself in life.

 

 

Gifted with a New-found Hope

 

“Those were the days of despair, of hunger, of humiliation while the winner was poverty, shattering our lives to pieces. Poverty told upon us both mentally and physically. I didn’t have the capacity even to think healthy, not to mention my physical ill-health. Because it was only the concern how to keep us alive, how to get going at least with three meals a day, which, of course was not so easy to manage. And we had to go starving on a number of instances. Our only means of living was small business which was hardly profitable due to small investment. As a result, our life was miserable in our efforts to fight back poverty”, Morzina Khatun narrates her story.

 

Mst. Morzina Khatun from Tarafmeru village of Gabtoli upazila, Bogra is an identical woman of million other destitute women of rural Bangladesh, living below poverty line. These hapless groups, of whom Morzina is a representative, form the majority of our population. Morzina’s family consist of five members- Morzina, her husband, two sons and a daughter. Indigence was their constant companion. Morzina’s sons were suffering from malnutrition as she could not give them nutritious food. Overpowered by extreme needs Morzina felt very keenly for a means to change their luck and was in search of a way forward. In the midst of her desperate quest Morzina’s luck was really to turn as if with the golden touch of King Midas.

 

It was back in 1995-96 when the turning point came to Morzina’s life. Morzina recalls, “An ‘apa’ from BEES (a female extension worker) came to our village and talked to us. She explained the different activities of BEES and its goal to develop the lives of the poor and destitute. She explained BEES’ credit program. We found it very much convincing for us to get involved into the program, be a part of it for the sake of our overall development.”

 

Motivated by the BEES’ principle, Morzina along with some other poor women of her village formed a group with the assistance of an Extension Worker of BEES and named their group ‘Tarafmeru Mohila Samiti’. The group activities have changed Morzina’s life utterly. Firstly, with the financial assistance, secondly with awareness and empowerment on many issues. She received her first loan of Tk. 2,000 for business capital and gradually received more loans of an increased amount through the years for a diversified purposes. The loans helped her explore ways of better living. Morzina received Tk. 4,000 the following year and bought a cow. Utilizing the profits from her investments alongwith more loans, now Morzina has 2 ‘bighas’ (66 decimals) of agricultural land of her own while she has also leased 1 ‘bigha’ of land. They are growing multiple crops in the land applying scientific methods of farming. BEES’ assistance in this regard has helped Morzina a lot with good quality seeds, fertilizer and so on. Besides Morzina has also been rearing cattle and goats. Now she has two cows and three goats. She is getting vaccination facilities from BEES. While there was only one room for the whole family, now they have been able to build three more tin rooms. Morzina’s house has also become sanitized, there is a ‘pucca’ sanitary latrine at the house. The credit goes to BEES’ sanitation programme. The motivation and awareness raising initiatives have empowered Morzina to a great extent. She has become very much conscious of her gender role, that she is not meant to hold a subordinate position either in family or in society, that she has the same power, same rights a man has. She has become aware on many other basic issues as well, i.e. health, education, nutrition, environment, cleanliness and so on. Her younger son and daughter are reading in class seven and class two respectively. Her eldest son has the education level of class seven who is now a garments worker at Dhaka. She alongwith her family members is having health services from qualified doctors as well as nutritional needs have also been fulfilled due to her awareness and also because of growing vegetables, fruits etc. at her homestead.

 

The family budget has become expanded due to higher income. From her diversified income generating activities, i.e. agriculture, business, livestock and other sources, her monthly income has reached above Tk. 5,000 from her previous income of Tk. 1,500. As a result she can now spend above Tk. 4,000 for her family per month against the previous expenditure of Tk. 1,500. While the previous income could not fulfill all the family needs, now she can even manage some savings after a decent life.

 

Morzina feels ever grateful to BEES for her development, “Although people’s fate is in the hands of God, but for me the driving force is BEES’ extended assistance. While I was as insignificant as dust in the eyes of society now I have been respected by others. I feel my position has become reinforced both in family and society. And it is due to the upliftment and the new insight I have become gifted with by the help of BEES and my endeavor.”

 

       

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